Frequently asked questions

A personal loan is a short term loan meant to be repaid on your next salary date.

Once approved, funds are usually transferred within a few hours.

You can typically borrow between ₹10,000 and ₹1,00,000 based on your eligibility.

Loan tenure is short term, usually a few weeks to a few months depending on the lender.

Salaried individuals with a stable income and basic documents can apply.

PAN, Aadhaar, bank statements, and income proof are generally required.

A good score helps, but other factors like income and repayment capacity are also considered.

The approved amount is directly credited to your bank account.

Repayment is done through bank transfer, auto debit, or other digital methods.

Late fees may apply and your credit score can be negatively affected and interest gets overdue.

A good score helps, but active overdues can affect approval. Clearing dues improves your chances.

Yes, first time borrowers can apply, but approval depends on income and other checks.

In some cases, bank statements or alternative income proof may be accepted.

Yes, but a solid proof of the employment is required.

No, your documents are handled securely and used only for verification and loan processing.

No, all fees and charges are disclosed before you accept the loan.

Yes, early repayment is usually allowed, depending on lender terms.

No, you can take only one loan at a time. Even when you are eligible for another loan.

It is safe when done through verified platforms working with regulated lending partners.

Always review interest rates, charges, and repayment terms before accepting the loan.